Mortgages & Lending

Looking for a perfect mortgage? We can help

Call 0207 7328111 to speak with our expert mortgage advisors and find out how LJ Financial can help you.

What we provide

Find your perfect mortgage

With over 25 years experience in residential, Buy to Let, Commercial mortgages, lending and Life Insurance products for our clients, LJ Financial can help you.

First-time buyer

First-time buyer

Helping you take your first step onto the property ladder. We'll match your deposit reality with lender appetite.

Talk to an advisor
Remortgaging

Remortgaging

Find a better deal when your current mortgage term ends. Six months before your fix ends, we lock a rate.

Talk to an advisor
Buy to Let

Buy to Let

Mortgages designed for property investors and landlords. Personal name or limited company, portfolio refinances.

Talk to an advisor
Bridging Loans

Bridging Loans

Short-term finance to bridge the gap between property transactions. Fast access to capital when you need it most.

Talk to an advisor
Secured Loans

Secured Loans

Borrow against the equity in your home. A flexible solution for consolidating debt or funding home improvements.

Talk to an advisor
Commercial Mortgages

Commercial Finance

Finance for business premises, investment property and commercial development. Tailored to your business needs.

More details
Property Development Finance

Development Finance

Funding for new builds, conversions and major redevelopments — for first-time and professional developers.

More details
How it works

Straight forward from the first call

Step 01

Tell us your plans

A quick call or online slot to understand what you're buying, remortgaging or protecting — and what matters most to you.

Step 02

We research the market

Your advisor searches over 100 lenders and providers to find the product that fits your circumstances, not the other way round.

Step 03

We handle the application

From paperwork to lender queries, we manage the process through to completion and stay with you afterwards.

Protection & Insurances

A mortgage is only half the job — protect what it pays for

Life assurance, critical illness cover and income protection, tailored alongside your mortgage.