Welcome to LJ Financial

Straight talking, expert mortgage advice

Call 0207 7328111 to speak with our expert mortgage advisors and find out how LJ Financial can help you.

  • 25+years of mortgage & protection advice
  • 100+lenders & insurance providers
  • ★★★★★reviewed by customers on Trustpilot
Who we are

We're the mortgage experts

With over 25 years experience in mortgages and protection advice, LJ Financial can help you make your mortgage dreams a reality.

More about us

Expert Advice

Our expert advisors will work with you to find the best products for your circumstances.

Product Choice

With access to a wide range of lenders, our advisors will be able to find the right product for you.

Great service

With fully qualified and regulated advisors, we make sure that you get the best possible service.

  • 25+years experience in mortgages & protection
  • 100+mortgage lenders and insurance providers
  • £295estimated advice fee — always confirmed up front
Who we work with

Over 100 mortgage lenders and insurance providers

Here are just some of the lenders and providers we work with:

Nationwide Santander Barclays Halifax NatWest Virgin Money Leeds Building Society Loughborough Building Society Mansfield Building Society Metro Bank Aviva Aegon AIG Zurich Vitality LV= Canada Life Scottish Widows
Free 30-minute clinic

Book Your Free 30-Minute Mortgage Clinic

Get calm, clear mortgage and protection guidance tailored to your situation — with no jargon, no pressure, and no overwhelm.

Book your free clinic

The mortgage market can move quickly. Rates change, lenders adjust their criteria, and fixed deals can come to an end before you feel ready. A free 30-minute Mortgage Clinic gives you space to understand your options and leave with a clearer next step.

What we can cover in your free clinic

  • Your current mortgage deal and whether it still works for you
  • Remortgage options before your fixed rate ends
  • How much you may be able to borrow
  • First-time buyer questions and next steps
  • Life insurance, critical illness cover, income protection, and home insurance

Many people are either paying more than they need to or don't have the right protection in place. A quick review can help you feel more confident about your mortgage, your payments, and your future.

Ready for clarity?

Book your free 30-minute Mortgage Clinic today and get straightforward guidance on your mortgage and insurance options. Choose a time in my online diary and take the first step towards a clearer plan.

What we provide

Find your perfect mortgage

With over 25 years experience in residential, Buy to Let, Commercial mortgages, lending and Life Insurance products for our clients, LJ Financial can help you.

First-time buyer

First-time buyer

Helping you take your first step onto the property ladder.

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Remortgaging

Remortgaging

Find a better deal when your current mortgage term ends.

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Buy to Let

Buy to Let

Mortgages designed for property investors and landlords.

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Bridging Loans

Bridging Loans

Short-term finance to bridge the gap between property transactions.

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Secured Loans

Secured Loans

Borrow against the equity in your home.

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Protection and Insurances

Protection & Insurances

Protect your family, income and property.

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Contents Insurance

Contents Insurance

Cover for your home's contents and belongings.

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Landlords Insurance

Landlords Insurance

Specialist insurance for rental property owners.

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Need more info on mortgages?

Get answers to the most common mortgage questions on our Content Hub.

Visit Content Hub
Tailored advice

Call today for mortgage advice tailored to you

Speak to an advisor now, request a callback, or book a time slot online — whichever suits you.

Testimonials

See what our customers say

Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

"I have used Lisa at L.J Financial for my mortgages for the past 18 years. Nothing is too much trouble and she has always given me the best advice and found the best mortgage rates."
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PeterTrustpilot review
"Lisa helped guide and supported us throughout our whole application. She was amazing, highly recommend to everyone."
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Meryem MehmetTrustpilot review
"Lisa has advised and arranged mortgages for me for about a decade now. Lisa's expertise and awareness of the mortgage market is extensive and I fully trust her advice."
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Sarah MTrustpilot review
"Lisa is a very commercially minded adviser and gets her clients what they need. Efficient and very knowledgeable and has helped me arrange a couple of mortgages."
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Tee T.Trustpilot review
"I have been working with LJ Financial now for over 10 years. Lisa has never let me down; she goes above and beyond. Really pleased with the service."
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Kat SackettTrustpilot review
"Amazing service. Very thorough and put me at ease. Everything explained clearly. Highly recommended."
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AlexandraTrustpilot review