LJ Financial
0207 732 8111
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LJ Financial
Single wills, mirror wills, lasting powers of attorney, trusts and full estate plans. Drafted by STEP-qualified specialists, stored securely, reviewed every five years.
Names guardians, distributes assets, appoints executors. Drafted properly, it covers the 95% case.
For couples whose wishes track each other. One pair of complementary wills, set up together.
Health & welfare, property & finance, or both. The difference between your family acting on your behalf — or going to court.
Protects your share of the home for children if a surviving partner remarries or needs care.
Lifetime gifts, business relief, NRB and RNRB structuring. The earlier we plan, the more options stay on the table.
Original signed will held in fire-proof off-site storage. Free of charge.
Receives nothing under intestacy rules, no matter how long you've lived together.
Excluded entirely unless legally adopted.
Average intestate estate timeline. With a clean will, that's typically 4–6 months.
Mostly remote. We can do the whole thing by Zoom and post, or sit down in person.
Family, assets, executors, guardians, gifts, business interests. We listen first; the questions come from there.
Plain-English draft sent within 5 working days. You change anything that doesn't fit.
Two independent witnesses, in person. We arrange them at our office or come to you.
Original goes to fire-proof storage. You get a certified copy.
Free, automatic, calendar invite from us. Life changes; the will should too.
More than anyone. Without a will, an unmarried partner inherits nothing under UK intestacy rules.
You can — and many are technically valid. The problem is whether it does what you actually wanted. Templates miss step-children, business interests, second marriages, foreign assets.
An LPA names someone to act for you if you can't — through illness, accident or age. There are two: health & welfare, and property & finance.
Will writing isn't directly FCA-regulated, but our specialists are STEP-qualified and professionally indemnified to £2m.
Yes — alongside the will, where it makes sense. Most households don't need complex IHT planning; some need it badly.
Most clients walk away from the first call already feeling lighter.